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Switching investment options due to market volatility can greatly impact your super balance at retirement. So, it may be worth talking to our financial advice team, or an external financial adviser, before making any decisions.

As a Virgin Money Super customer you have access to a dedicated advice team, at no additional cost. They can provide you with tailored financial advice over the phone regarding your Virgin Money super account, including which of our investment options may be right for you.

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Switching your investment options

If you are considering an investment switch, we strongly recommend you seek financial advice before taking action. For more information on investment options, visit our website.

How to switch your investment options

It takes up to 2 days for your request to be processed. So the value of your investment option (the unit price) may change between the time you switch online and when the switch takes effect.

Your change will only appear once it’s processed, it doesn’t appear immediately. Please avoid submitting multiple requests, as this will slow down the process.

There are separate sections online to update your current investment or your future contributions. You must update these separately, by clicking the edit button for each investment and following the prompts.

The percentages shown for each investment option have been rounded to the nearest whole number, so they may not total 100% if you add up the percentages yourself. This has no effect on your actual investment allocation.

Current Investments

Investment options	Unit Price #upDate#	Number of Units	$	%

Direct Investment	at #dIUpDate#

Investment options available

Future Contributions

Investment option	Incoming Contributions %

Investments Options Available

Unit Prices

Select date

Investment Options	Entry Price	Exit Price

This information is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, please consider the Product Disclosure Statement and Target Market Determination available at virginmoney.com.au/super.

Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence 411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.